Got a car 3 yrs ago the dealership stop sending me letters stating my up to date balance so I stop paying.So I havent paid my car note in about 6-9 months they kept calling like 2 months ago saying my loan has been sent to collections already.The debt isnt showing up on my credit and the dealership isnt around anymore because I took a trip to the location they kept changing the name of it and now they finally disappeared.Also I did a review on the BBB site the rating is an F and I also viewed other people personal views of the dealership and they have said they got scammed and the company is a fraud.Also they kept asking me to switch banks to finance my auto loan through.
The short answer to this question is "yes." And by the way: the dealership is not "a fraud" until a court says it's a fraud.
The dealership can report an unpaid balance. You could continue to pay the balance even without receiving a statement and even if the dealership moved or closed. You could end your payment to the last known address. More than likely your mail will be forwarded. There is no such thing as a fraud dealership. There is no fraud unless the court or other official entity determines there has been fraud. If you have been contacted by a collection agency, go speak to a consumer debt attorney to discuss your rights and otpions.
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