I was told by a title company that the present owner of a property can not bid on the foreclosure auction of their own property. They said that the note could be re-attached to the property if they were the successful bidder. Is this true. Also in the State of Nevada apparently the lender is supposed to have a Certificate of Foreclosure to be able to sell the property if the owner has gone through mediation. How will this effect title if a Certificate has not been filed? Can the foreclosure sale go through? Thanks for your help.