while on duty picking up a car i backed in to a car. no police report or anything was filed on me . the had lady take to a body shop. and are making me pay for damages to car, i thought thats why they had insurance . they took 600.00 out of my check.
Unfortunately, you are probably out of luck. Since the accident was your fault, you are legally responsible for the damages (repair costs and diminution in value). The employer is not required under Georgia law to file the claim with its insurer. If you had liability coverage on your personal vehicle, you could make a claim, but the insurer may deny it because you didn't report the accident immediately. Even if it paid the claim the insurer would almost certainly increase your premiums or cancel your coverage. Probably the best thing to do in this economy is to keep your job by not complaining about it and trying to be more careful. Good luck with it!
Your employer is not required to file or make any claim on their insurance. If the accident was your fault then you could be held financially responsible for the damage. If you made a report and filed it on your own insurance it is possible that your insurance company may pay for the damages. The big question is: can you afford to loose your job? If you simply refuse to pay for the damages it is highly likely that your employer will fire you and/or you could possibly face a civil action for damages to the other vehicle. It may be in your best interest to simply work out the payment for damages and keep your job. I hope this information has been helpful. Good Luck!
The information provided in this response to a question is not legal advise and is provided only for general information purposes. My response should not be taken as legal advise as no attorney / client representation exists. Additionally, the information given in this answer is specific to the State of Georgia only and should not be applied to any other state.
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