Can a Dr. charge interest on unpaid medical bills during the time of settlement? Can a collection agency refuse payment?
2 attorney answers
Ask the Chiropractor's office for a copy of the paperwork you signed when you first obtained the services, and see if the agreement mentioned interest or late charges. Many states have usury laws that limit the interest rates charged on private debts. Consult an experienced local attorney for assistance.
I have never heard of a collection agency refusing payments. The reason is that they buy the debt from the doctor and give her maybe half its value. Then they try to collect the full debt. Most are not collecting for the doctor but for themselves. Demand a reasonable payment plan and see what happens. THe guy who's threatening you is blowing hot air.