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I have a debt with a state university I have been trying to dispute or compromise on for years. It was placed into collections. I was going to work out a settlement with the collection agency, when suddenly the school took it out of collections, changed the amount, and stated I need to pay in full or they will bring a lawsuit against me next month. I have no money to my name. I just want to know if it is legal to take it out of collections, or if I offer to pay anything (i.e. ten dollars) if they have to accept. They said nothing under $300.00 a month would do. I want this settled.