My wife closed her account at her credit union then a few days later they re-opened it and let some transactions go through and charged her overdraft fees. Around the same time I closed my account at a wells fargo and they blocked all transactions after that When we asked the credit union why they didn't do that they said they couldn't. All they could do is a stop payment which would cost 35 dollars per stop payment. We are willing to pay that first overdraft and the charge that re-opened the account but not all the rest which totaled approximately 500 dollars. We just don't have 500 bucks to throw away because a credit union wants to use dirty tricks to charge more fees.They were automatic transactions. We are trying to consolidate our debt and we were advised to close our accounts. I don't know if those are considered the same as checks or not but we rarely use checks for anything.