Collection agency hired a law firm to make my spouse pay 10 year old debt. They say they'll take the debt to the IRS if my spouse does not pay
I tried to settle it on behalf of my husband without his consent, gave them my credit card information to pay 30% of the settlement, they said they would send a form for me to sign approving this charge and they asked me to fax it back to them. I never signed it but they still charged me.
Now I can't pay this settlement anymore, my husband my loose his job, I will dispute this charge with my bank.
Did I worsen the situation? I never signed any document from this law firm.