I am not licensed to practice law in your state.
These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.
This happens often these days due to tight credit. If you look at the bottom of your sales document you will probably find language that says the sale is contingent on obtaining financing for you. So yes they car ask for the car or even repo, but you are entitled to return of your down payment. They may ask for you to pay some small amount ofr the number of miles you drove while you had the car.