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Can a bank take your house if you finance a car through them and later on are unable to make your car payments?

Bandy, VA |

The details are that I want to buy a car but need my mom to cosign. She owns her own house and is afraid that if I later am unable to make the payments that they will take her house.

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Filed under: Debt Lien Car loan
Attorney answers 1


The car loan is seperate from your mortgage loan; so a default on one is not a default on the other. Now, if you get a judgment against you on the car, a lien can be placed against your home. I do not practice in your state, but see my website under garnishment for some assistance. You should see a consumer lawyer in your area. For a consumer lawyer in your area, go to

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