My mother passed away last year (june 2015) I have lived in the home with my mother for over 20 years and my wife now has been living in the same house for 7 1/2 years. After her passing she had a reverse mortgage on the home. We were communicating with the bank and told them we wanted to short sale on the house. So the bank and the title company told me in order for me to short sale on the house I would have to go through probate. So I got a realtor to help me in this probate paperwork and I have been going to the probate hearings like i am suppose too. I even emailed and faxed over the court paperwork to them. On july 8th 2015 the realtor told me he wanted to get the inside of the house appraised so she contacted the bank and the bank extended the sale date until December because the realtor wanted the inside of the house appraised. That Monday the realtor called me and told me they foreclosed on the house anyways. I think this is wrong after I am following what I was told to do by the bank and the title company. I feel they wrongfully foreclosed on the house. I lost my mother in june of 2015 and 9 months late my only surviving brother passed away in Feb 2016. This is too much
I'm sorry for your loss, but you haven't described anything illegal about the foreclosure. The reverse mortgage became due when you mom passed away in June 2015. The lender waited a very long time to get its money. Also, pursuing a short sale doesn't any sense based on the facts you've described.
First, the firm is a debt relief agency according to the U.S. Bankruptcy Code. We help people file for bankruptcy. We also do other stuff and we do it well, but Congress wants me to post this notice. Second, nothing on this site is legal advice. You are not my client unless you enter into a written agreement signed by you and me.
I concur with the recommendation of my distinguished colleague, attorney, Carl H. Starrett II. I am also sorry to hear of your loss. But your need to retain experienced CA mortgage foreclosure defense and bankruptcy counsel. The bank, title company and the real estate agent are NOT licensed attorneys. When you have a medical problem, you do not go to an auto mechanic, you go to a Dr. Same thing when you have a legal problem you go to an attorney. To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation with an experienced CA mortgage foreclosure defense attorney. Use AVVO's Find a Lawyer tool to select a qualified attorney. Good luck. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.
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