I have someone repairing my credit that stated that she works with an attorney to sweep fraudulent accounts from my credit file what type of letter does an attorney have to write. is this sounds legal.
I have moved this question to credit repair. There will be some attorneys that answer you here with detail, I think..
If this is helpful, an Avvo "helpful" indication would be appreciated :)
This is not a legal opinion given the question that you posed. It is guidance based on common sense recommendations that you may choose to consider and some thoughts to help clarify the matters that you ask about. I am licensed only in the state of Texas. There are many other facts that exist or may arise that you did not express in your question in this forum that are/could be critical to providing an accurate response. Thus, the response I give is very general. I strongly suggest getting a private consultation with an attorney. That is likely to be in your best interest if you have a legal problem , question, concern, or need. Although AVVO describes this site as providing free legal advice, it is really a simple Q&A forum. The volunteer attorneys provide general answers. No specific legal advice is given here and no attorney-client relationship is established. For precise direction and legal advice, please consult in person with an attorney in your area. Be sure to bring all relevant paperwork with you. Best of luck !
You can dispute items on your credit that you think are inaccurate. That is probably what she is doing. You may want to take a look at this dispute before it is sent off to make sure it is accurate. Also, credit reporting agencies aren't required to respond to disputes sent from credit repair organizations -- it has to be from you or your attorney.
If you do have fraudulent accounts on your credit, you could end up having a FCRA claim if they stay on there after the dispute. These can be of significant value which allows myself and others to help with the dispute with little to no out of pocket cost.
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