A judgement is entered against my wife and myself for medical bills for another person that we were in an accident with we had full coverage insurance but not enough coverage the debt collection agency attorney is saying they want to suspend my license and my wife's license for non-payment or not making the payment that they are requesting
Apparently, in Florida, it happens all the time. But I would assume that this type of suspension (due to unpaid debt) would be at the Court's discretion. Attend your hearing if any are scheduled or call the clerk and see if there is a hearing date set for your case. There are alternatives. Apparently, in certain situations you may be able to ask the court for community service, rather than license suspension. This is why you need to attend the hearing on this. The best way to deal with this is to either set up a payment plan and stick to it or talk to a bankruptcy attorney who can help you explore all your available legal options. Here is a link to an article regarding license suspension you may find interesting: http://www.sun-sentinel.com/news/transportation/fl-reg-drivers-license-suspensions-20180208-story.html
This debt is not just a medical bill but a medical bill caused by an auto accident. The Financial Responsibility Act has a provision that if some one is sued for damages--not just damage to the cars involved but medical bills, lost earnings, etc.--arising from an automobile accident and the final judgment remains unpaid for 30 days the judgment creditor can have the DMV suspend the driver's license(s) and motor vehicle registration(s) of the parties sued.
So, there should be a concern.
However, if a payment arrangement is made the judgment creditor can have DMV reinstate the license(s) and registration(s). ALSO, if the payments demanded are too much, the judgment debtor can have a hearing before the judge who entered the judgment to determine how much the payment should be, and as long as the judgment debtor is current with payments pursuant to the Court's order the license(s) and registration(s) will remain in good standing.
I hope you found this response to be helpful. If so, your clicking "helpful" and/or "best answer" helps my Avvo rating and would be appreciated. This answer shall not be considered rendering legal advise but instead a general response to a general question. Avvo is a wonderful resource but nothing can substitute for an in-depth consultation face-to-face with a lawyer. The response shall not be deemed to create an attorney-client relationship, nor shall it create an obligation on the part of the attorney to respond to further inquiry from the questioner.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline