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I was hit by a 20 year old who I knew quite well, on my motorcycle while he was on his. He was found to be at fault, but he didn't have motorcycle insurance, and even only a riding permit. I had full motorcycle coverage but only 25,000 for Uninsured. My injuries were severe, shattered leg, broken wrist severe facial lacerations with 200k+ in medical alone.
He has auto insurance on his car, and lived with his parents. His father even told me that he has an Umbrella policy for his house for at least 1 million. He had no real assets at the time, but after reading many references, it seems it could be very likely his parents Umbrella Policy would cover me. Is this possible, or is there anyway to cover the thousands I have in medical payments now? Thanks.
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