If your parents left their home to you in their will, the house will have to go through probate in order to transfer legal title to you. You cannot simply transfer legal title with a death certificate unless you were joint tenants with rights of survivorship, which I presume you weren't. Also, the bank accounts could be transferred with a death certificate if you were the pay on death beneficiary or transfer of death beneficiary. I am based in Long Beach and handle probate administrations. Let me know if I can be of further assistance.