Since the driver had no insurance and I am going after my own insurance company, would I actually sue the driver? Would I just be able to write a letter to my insurance saying that I want to arbitrate the matter? How would this play out?
The insurance company is the one that told me that the SOL is approaching. If they lowball me or won't help me I will need time to find a lawyer too; but wanted to know how the process works to not get nailed by the SOL.So, what I am taking from some of your opinions (especially Mr. Goldberg's opinion) is the following and I want to ensure that nothing in the insurance policy itself could change this: 1. I can EITHER sue the driver who hit me and doesn't have insurance as we have already determined; OR 2. Make an Unequivocal Demand for Arbitration with MY insurance company under my UIM policy. Correct? 2. All I am trying to do is buy a little more time. I am not done treating yet as a recent MRI reveals that I need surgery on my arm. By the way, if the insurance company wanted to go after the driver who hit me later for reimbursement, would they still have an opportunity to do so. What would there time limit be?