I have a judgment against me and my wife. We own two vehicles one is our personal car and the other is our business car (has graphic wrap to advertize our business). The equity in the personal car is below the exemption ($2,300) The Business car has $4,500 equity which is below the exemption if the vehicle is used by both husband and spouse in their business. The car does not have commercial plates, is it still considered a commercial vehicle? If the Person with the judgement levied the vehicle and it was exempt who pays for the towing, sheriff and storage fees?