Hello, my disabled mother receives SSI/Medicaid and is expecting to get about $12000 from a car accident settlement. Of that amount, she will probably receive about $6000. My mother wants a laptop that costs $2100. My question is this: is it okay to purchase such an expensive laptop with that money? Will it be counted as a resource for SSI purposes? The rest of the money will be spent on furnishings. I am not her payee. Thank you.
P.S I know that she will have to return at least one month worth of SSI and that she will need to report the spend down promptly.
Computers and laptops used on a regular basis can be considered household goods and can be excluded as countable resources.
Answers and comments provided are for general discussion only. They are not to be considered legal advice nor create an attorney-client relationship.
She will need to spend down the money and provide proof. She will get a spend down period. 2100 for a laptop seems excessive. I would recommend she buy jewelry which has resale value or prepay rent, car payment, homeowners or renters insurance, or pay down her mortgage or credit card bills.
The information provided here is meant to be general in nature and not intended to establish an attorney-client relationship.
A laptop should be considered a household good for SSI purposes. However, a big issue here is the impact of the money on your mom's medicaid. You may want to talk to the attorney working on the car accident settlement about putting the money in a Qualified Income Trust to avoid potential medicare penalties. I would talk to a local estate planning or elder law attorney who is familiar with medicaid planning. Good luck.
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