I want to know if the FDCPA rules apply to companies that purchases old debts from the original creditor. A debt collection company is attempting to collect on a business credit card debt. They failed to respond to my request to validate the debt and amount, and continued to phone me at all hours, still after I asked them to cease the calls. Now they have turned the matter over to an attorney who escalated the alleged amount owed from $20,000 to $50,000.
Does the FDCPA rules apply to the junk debt companies that buy business debts? if so, how do I enforce these rules? Also, if the out of state attorney files a lawsuit, do they come to my area to take it to court?