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I just moved to California and do not own a car. I borrowed my friends car and was involved in a fender bender in stop-n-go traffic. My friend insured her car in Florida with Geico. Geico is covering the other vehicle's damage, but will not cover the occupants injury. They did not have adequate insurance and now their company (esurance) is trying to collect from me. I am a student and don't have the $30,000 that they are claiming. What is the best action for me to take?
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