2 years ago, I was involved in an accident where I was one of 3 at-fault parties. The auto accident occurred when the injured was performing his job duties, so he filed worker’s comp for benefits. I was recently served a complaint that was filed by the injured party a few days before the statute of limitations was up. All 3 parties, me included, were named in the lawsuit. I have already sent my insurance company a copy of the complaint. I performed a court search online and found that a 2nd lawsuit had been filed against me & the other at-fault parties as well. The plaintiff in this 2nd lawsuit appears to be the injured’s worker’s comp company. I haven't been served with this 2nd lawsuit yet. Why are there 2 lawsuits? How does this work? Will us, the at-fault, end up paying 2 settlements?- my adjuster said that there was a lien, and that I and my spouse (which I don’t have one) would have liability. I thought the lien would be from the worker’s comp company against the settlement that the injured receives. Perhaps my adjuster said it wrong? - I have read that lawsuits from individuals may often settle for the policy limits of the at-fault. What is the likelihood that the worker’s comp company will accept a settlement below what they paid out, especially if the combined policy limits of all at-fault parties do not meet the amount they paid out?
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