What should I do? State farm is seeking $25k from a extremely minor fender bender. I had no Bodily Injury on my policy (Not required). I have no assets. I have a few thousand dollars in the bank to pay bills and I rent a room from my brother. I make around $30k a year. This was a three car crash but I was in the middle car. The officer on the scene wrote two separate police reports. One for me hitting the guy in front of me (which is whom I am being sued by) and one for the guy that hit me in the back. What are my options? What type of lawyer should I look for? My insurance company said they are unable to assist me because I declined Bodily injury coverage.
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