A lawsuit was filed against me for a credit card debt of about $3,000. I was properly served on 6/9/2018, but never addressed it or responded.
I am looking at the "Register of Actions" from the LA Court website, and these are some of the things listed:
09/24/2018 Order to Show Cause - Failure to File Proof of Service and Failure to File Default Judgment Pursuant to CRC 3.740 scheduled for 05/08/2019 at 08:30 AM in Chatsworth Courthouse at Department F43 Not Held - Vacated by Court on 09/24/2018
09/20/2018 Judgment; Filed by: Clerk
So from that, it states that the judgement was filed? And what is that about something on 05/08/2019? That's a very close date, however it says "Not Held - Vacated by Court". Am I supposed to appear in court that day?
I also see something about "Request for dismissal Without Prejudice entered" on 8/29/2018.
So the case was dismissed, but a judgement is still filed? What should be my next course of action?
Depending on your overall financial situation, Bankruptcy may be right for you. An experienced CA Bankruptcy attorney will be able to determine which type of Bankruptcy, if any is the correct one for you. Use AVVO's Find a Lawyer tool to select a qualified attorney. Good luck. THIS IS NOT LEGAL ADVICE! YOU NEED TO SPEAK TO AN ATTORNEY WHO IS LICENSED IN YOUR STATE FOR LEGAL ADVICE. This is merely suggestions for you to think about in discussing your situation with the local attorney.
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It appears that a judgment was entered against you. The dismissals probably refer to doe defendants. The judgment is probably more than you actually owed because interest and attorney's fees and court costs are added in. if you have other debts it may be advisable for you to seek relief under a chapter 7 bankruptcy petition. Remember bankruptcy is more than filing forms that you find online. Check with the avo find a lawyer feature to locate four or five attorneys having five star reviews. Call Juan and get a free consultation. If you don't get a prompt call back go to the next one on your list. Good luck and God bless.
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If you think it will be difficult for you to pay back the judgment and other debts then you may want to look into your bankruptcy options. Bankruptcy wipes out most debt and most judgment debt. This may prove to be a cost effective approach for you. I recommend you consult with a bankruptcy lawyer. There are many bankruptcy lawyers here on AVVO.
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If you review the actual court file, you will probably see that the dismissal applied only to the "Doe" defendants. If the judgment was entered, you have a judgment against you.
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