Kindly clarify your inquiry.
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This is a very common situation, it always comes as a surprise. Apparently the other party later found that they did have injuries, sometimes injuries do appear a few hours/days/weeks after an accident or what seems like minor pain can turn into major pain.
Your insurance company will supply you with a legal defense - an attorney who will represent you. Cooperate with the attorney so that he or she can put together a strong defense for you.
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If you had insurance, turn it in to your agent. If not, talk to an attorney before you do anything.
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My colleagues are correct. I would only add, having done insurance defense during the early part of my career, that the attorney/firm retained by the insurance company is your attorney. Many people assume they are the insurance company's attorney, but that's not true. The attorney's/firm's ethical obligations are to you.
This is not uncommon. In general, we advise you turn information you get over to your insurance carrier immediately. They must indemnify and defend you on the case and provide an insurance lawyer. Call a local lawyer if you want personal counsel on the case also to protect your interests. I think there was some injury otherwise the person would have declined an ambulance and ER visit. Have your lawyer obtain an independent medical examination of the defendant to review the records and examine the defendant. See if your doctor agrees or disagrees with what is going on in the car accident case.
Not uncommon. Turn the matter over to your insurer. If you feel you have a personal interest to protect, hire a personal attorney also. Call a local attorney immediately for a consult on the law of your state.
Problems do develop over time, let your insurance company worry about it>
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This is not uncommon. While it sounds as though you seriously doubt the claims at this time, it is up to your lawyer to weed through what is real and what may possibly not be. Your best route at this point if you have not done so already is contact your insurer and provide them with all the paperwork that you have recieved thus far. They will appoint counsel for you and that attorney will take it from there.
Depending upon the state you are living in, you may have a defense of the statute of limitations. In essence, the person may have waited too long to bring a claim and his claims may be barred. Otherwise, there is nothing to prohibit him from bringing this claim. I would worry little and let your insurance company handle it. As long as there is sufficient coverage (liability limits are high enough to cover the damages), they will negotiate with the injured party and pay all or portion of the claim.
Forward any documents you receive to your car insurance carrier right away. As part of your car insurance, your carrier will hire an attorney to defend you in this lawsuit. If the suit was filed after the two year statute of limitations ran on this case, the attorney hired by the insurance carrier will raise that issue on your behalf. If it was filed timely, the defense attorney will respond accordingly to the allegations. You have an obligation to cooperate pursuant to your insurance policy.
Best of luck.
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If you were insured at the time, advise your insurance company which should provide a lawyer and defend the claim. If you did not have insurance you should retain a lawyer.
You should a) let your insurance carrier know b) hire a licensed attorney, if necessary, to defend you in your jurisdiction. You should also consider retaining a private investigator to determine the truthfullness of their claims.
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