I being pursued for a medical debt. I have sent the collection attorney an initial letter in accordance with the FDCPA for proof and validity that I truly owe this debt. In return, I get back a Mickey Mouse invoice that a kid could have made with any basic in-home software. The attorney has failed to provide a legal contract with my signature, personal id, etc. In my eyes, the attorney has not provided any proof that I owe this debt yet keeps threatening legal action. The burden of proof falls upon who, the creditor or debtor? If I go to court, I will ask the judge that attorney provide the requested information but I will have to take off of work, lose hours, etc. Not sure what to do now.