Our bank gave us a 330g home equity loan based on their appraisal late 07,higher than the actual homes value. They continued advancing money to my ex through 09 knowing we were going through divorce and the market dropped.I received house and both loans at which time they made me guarentee the equity with my business, changed it to a 1 yr from 20 yr balloon or refused to refi the businesses ballooning credit line.Frst mtg behind 4 months when divorce final, served with foreclosure the next month and waiting mediation kept the 2nd current.Next yr refused refi either unless agreed scrivners error on property selling, pay 170g on mtg belonged to ex and 50g on equity.Both current, still waiting mediation 1st but wont refi upcoming balloon. Why turn 2 preforming loans into nonprefoming?Business credit line is not high compared to equity I have, House has a 1st mtg owned by Amerisave, Countrywide, Bank of America or Melon, Not sure. Melon filed foreclosure. House value slightly over whats owed on 1st. Home equity was made by community bank holding biz line and is for 280,000. Combining home equity and biz line still have fair amount of equity in the biz. Credit ruined in divorce, 1st waiting mediation in foreclosure can't find refinancing for biz when balloons or the home eq even if combined. I cooperated with everythg bank wanted. Payments current though I have had late ones none over 30 days and now pay on time. They took the money I had coming from sale, intended to pay property taxes and generate more income. they intentionally made things difficult every since I took over even posting false 60 day late pmts to all bureaus to ensure I couldnt find other financing. I've paid close to 300g on their loans in 3 years. Now they want to take everything away?