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The reason I ask is because most of these companies call themselves "money markets" and not "banks". Due to the interest I earn monthly I use online accounts instead of "real banks". I do have a "real bank" but there's only $200 in it which I will declare on my paperwork. But I don't see anywhere to include online banking or money markets, unless this should go in the "other" section? I have several hundred stored online in each account so I don't want to get in trouble.