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We recently found out that our HOA unpaid dues were not included in our chapter 7 bankruptcy. We got a discharge in March 2011.
We surrendered 2 properties-both condos in the same complex. One condo had a HOA lien placed before we filed a bankruptcy. My question is: should we reopen a case and include this lien and HOA?
What happens if we reopen a case? Do we have to got back to court and testify in front of a judge? What are best options for us? Should we try to short sale the properties? We are afraid the HOA may place another lien on a second condo.
Any advise will be greatly appreciated.