Your right to sue for a financial institution are regulated by the provisions of the federal Fair Credit Reporting Act. I am posting a link to a copy of that law below. Some states also have laws that address this issue. My experience is that these laws put a huge burden on consumers requiring them to follow procedures that suing is nearly impossible unless a lawyer is standing by your side. I suggest contacting an attorney that handles consumer law if you are determined to proceed. Hope this perspective helps!
Follow attorney Bunce's advice.
Behar Intl. Counsel 619.234.5962 Kindly be advised that the answer above is only general in nature cannot be construed as legal advice, given that not enough facts are known. It is your responsibility to retain a lawyer to analyze the facts specific to your particular situation in order to give you specific advice. Specific answers will require cognizance of all pertinent facts about your case. Any answers offered on Avvo are of a general nature only, and are not meant to create an attorney-client relationship.