A California judge can order you to turn over money or property to a judgment creditor. It's called a "turn-over order." A creditor who is on-the-ball can make your life miserable through aggressive tactics or can just sit back and wait until you have assets.
Meanwhile, the judgment accrues interest at the rate of 10% and costs of collection can be included – a very good rate of return in today’s economic climate. Recorded abstracts of judgment and personal property liens attach automatically.
Unless you intend to remain penniless the remainder of your life, perhaps you really should consider bankruptcy. Hopefully, the transfers you have made do not affect the exemption status of your present assets and the facts of the accident do not make the judgment nondischargeable.
Avoiding creditors’ collection efforts does not make for a happy camper. The outstanding judgment is a huge ding on your credit for 10 years – longer if renewed. A bankruptcy might be the best way to resolve your present situation and allow you to have a future life. Good luck.
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Living in any state, the collection attorney of this judgment can locate you, domesticate the judgment in that state, such as California, and then get a court order to have you appear in court with financial documents, including any assets and income, so that they can continue to pursue the judgment until it is collected in full or settled in full or discharged in bankruptcy.
California would allow your wages to be garnished and if you have no regular employer, they can have the court order that anyone who owes you money, pay it over towards satisfying the judgment. Your bank account can also be levied if they domesticate the judgment in Delaware. Really, there is not much you can do if you have any assets that are not exempted by statute.
Robert Stempler (please see DISCLAIMER below)
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