A third party debt collector won a default judgement against me in 2007 but didn't take any action until this past December (2012).
I found out my bank account was frozen after going in to deposit a check. The collector took .26 cents from my account that day and I later noticed they had also taken .26 cents the month before (I had $800 in my account).
Apparently my account was only frozen temporarily - possibly just for one day (the days they took .26 cents) because I've used my account since.
Why are they taking such a small amount and why doesn't the judgement show on my current credit reports (Equifax, TransUnion and Experian) even though there's record of the judgment in superior court? I got a notice in my PO Box for certified mail in November but never picked it up.