I do not have collision, therefore I have no one fighting for me. The other insurance company accepted fault, but said, "It looks like that maybe you contributed to the accident by the looks of the damage to the car." There was no way to avoid the accident. I tried. I think they are hoping I'll take it because my insurance company isn't going to be paying anything. I will NOT accept anything less than 100%, not just for my loss but because they should not be allowed to take advantage of people. I think it would be pretty simple to take it to small claims myself because they would have to prove that I was not being a defensive driver in some way and the facts already present are in my favor. Who would I file a small claims suit against? The company, the adjuster, or the other driver?
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