I co-signed for my ex car and I’m tired of all the late payments and things messing up my credit but wanted to know how can gethim removed off the car and take care of the car and payments and insurance myself
Under Illinois law the creditor is required to send you written notice advising you of the default and your right to take over making payments before taking any collection action including credit reporting. 815 ILCS 505/2S.
First of all, you are not a co-signer. You are a co-buyer.
According, you have the same rights and obligation as your fellow co-buyer.
Default notices will be sent to you as well as your fellow co-buyer.
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