My father was involved in a car accident earlier this year where the other individual involved passed away. WSP did not forward the case to the prosecutor for criminal charges and the traffic infraction (Neg. Driving in the 2nd Degree) was dismissed.
Currently the family of the deceased individual has retained a wrongful death attorney who is interacting with my father's insurance company for a settlement. We have been told by many individuals that my dad's limit of $1.25 million will most likely cover my dad's situation.
Would like to know if there are any loop-holes in which the insurance company can use to prevent paying out to the deceased family and thus pushing the financial burden to my father and my family. Is this possible? What else should I be looking out for?
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