At closing for a FHA refinance my HUD-1 settlement statement, line 303, showed $1,400 cash back to borrower. I got a check for $500. Called to inquire and was told that the HUD-1 was revised and a $900 principle curtailment was made to line 105. The principe amount of the new loan did not decrease by this amount however as I would have expected. In other words, I do not know where the $900 went.