A debt collector wants to arbitrate with me through the National Arbitration Forum.
I tried to settle this debt with them by sending a letter to them in December 2008 demanding they show proof they own the debt.
Would their refusal of proving to me they own the debt be a defense for me to not respond?
They were being tricky when they sent me the five (5) page letter via Fed-Ex in a large box. I was thinking it was the documents I had requested.