Husband left on short notice(1week) said pertained to work. Received mail mortgage 3 months in arrears and foreclosure possible. I was not aware. Name not on bank statement only deed. He has not calledor responded to emsils on school/ medical inquiries needing his input to proceed.
You could seek an inexpensive divorce. If you want a divorce get one. If not stop rationalizing cost as the reason.
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Do you want to be divorced? If so, file for divorce with an experienced divorce attorney. If not, don't. That's really the only question you need to ponder and you won't find the answer to that question here on Avvo.
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If you want to get a divorce, it sounds as if you may have some grounds here. Once filed, you can ask the court to compel him to provide information needed for school/medical and address the financial issues. Normally how debts are to be handled by divorcing spouses is part of your negotiated settlement agreement, but if this is your primary residence I recommend you act quickly since the mortgage is already behind.
I am not sure that I understand your question. Are you looking for inexpensive way to terminate the marriage? If so, I would suggest that you consider mediation. Litigation can be incredibly costly and make a bad situation worse. Also, if the only issue is that the mortgage is late I would strongly urge counseling before you consider ending your marriage.
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Yes, there are alternates to costly litigation. Mediation and Collaborative Divorce are two options. If your husband is not willing to participate in the process, there may be additional ways to address that issue and still obtain information and relief. You should contact an attorney immediately to assist you. Waiting could cause more harm. Good luck to you.
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