A doctor is running an independent business, and is entitled to set their own fees and payment requirements. If your insurance company doesn't pay or only pays a portion of your bill, how is the doctor supposed to collect the balance? People pay their doctors & their lawyers last & somehow they seem to think that doctors & lawyers are rich & should just give away their services. No one appreciates the costs involved in running the medical practice, including salaries for the staff.
So yeah, if you don't want to give the doctor your credit card, that's ok. Be prepared
to find yourself another doctor, though!
Hope this perspective helps!
Your doctor can require an upfront payment subject to the limitations explained in your insurance documents.
I hope this helps.
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