Given that you were backing up and their only wrong seems to be double parking, I would say majority fault falls on you. Turn the claim over to your insurance carrier and let them investigate, and be prepared for them to gripe that you didn't promptly report the accident.
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Yes. you are at fault, but I do not know what a "hearsay" fender bender means.
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You may well be found responsible for the accident. Either turn the matter over to your insurance company or hire a lawyer to negotiate the matter for you, and get the proper release.
Hearsay means someone testifies about something they did not actually witness themselves. If the driver witnessed you hitting his or her car, then that is not hearsay.
I hope this information answers your question. If you need more information, simply add a comment or call me. Good luck!
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