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My parents passed away in 2009. All their assets passed to me by beneficiary designations or through being a joint tenant on a bank account, except for their Florida house which had a reverse mortgage that was under water - selling the house could not pay off the loan. I did not and do not want the house and no estate was ever probated since there was nothing of value to enter an estate. Yesterday I received a court summons saying I was being sued by the mortgage company for foreclosure. Do I have to do anything? Am I liable for any monies owed the mortgage company? Is this just a formality I can ignore and (willingly) lose the house?