Approx. 2.5 to 3 years ago, I was sent notice of an overpayment. (Amt $40,000). Whoa! was the first response. I reported earning when in my trial work period but they had adjusted it clear back to 1998, etc. So I request a waiver, did a pymnt arrangement for a short time of $50 until I could get before the ALJ, then it somehow got reduced to (20,000) with an underpayment found. I was receiving SSD, went back to work, then SSA said they owed me when I forced my bank account down to prevent a second overpayment. There is more. However, I went before he ALJ and today got notice in the mail that the judge found a "FULLY FAVORABLE" decision and waiver of the said overpayment. I have read that I should receive back any payments applied if I won at the ALJ level.