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I have a current workers comp case that is about to settle (almost 3 years since accident), the defense attorney and insurance want to settle via lump sum, but I want to keep future medical care via Stipulation with request for award, and a hearing is coming soon. I ask my lawyer that if I decide to have surgery,(back fusion) which takes about 6-12 months to achieve full recovery, would I ever be eligible for temporary disability while I am off work, and he answered no, because Permanent disability has already been paid. Is this true? why I cannot be eligible for temporary disability, how am i going to survive, when the same insurance has authorized the expensive surgery? How do I know if my lawyer is telling the truth?