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I am divorced for 3 years. The settlement agreement states that I will live in the home (owned by both of us, since we did not want to sell at time of divorce) and I'd be solely responsible to pay the mortgage (which I have). It also states that my ex is solely responsible to pay for a second he took out on our home. At one point, only he was on the original loan but we refinanced and added me to the first mortgage. Thus, my name is not on the second.
He lost his job months ago and is about to file for bankruptcy. Our settlement agreement states that I am held harmless for that 2nd loan. Do I have any recourse against not having the bank take the house if he files BK?
I don't know what steps to take to protect myself and stay in the home, or avoid loosing equity.