My vehicle was struck by a SEPTA bus in the suburbs of Philadelphia, Insurance claimed my vehicle as totaled the police report and many witnesses stated the bus was at fault, am I able to start a lawsuit even though me or my three month old son don't have injuries?
Each case is different, however based on the facts you have presented it appears you have a claim for property damage. I would advise you to find an attorney in your area to consult for further action.
If you and your son were not injured you do not have a personal injury claim. However you have a property damage claim which SEPTA will probably pay without the need to file a lawsuit. Get the damage appraisal from your dealer or body shop and send it to the SEPTA property damage adjuster. If the police report and witnesses have established the accident to be the bus driver’s fault they should settle that with you. If they don’t you would have to use your own collision coverage for that if you have it on your policy or sue SEPTA for the damage but I think they will settle it and pay for the damage based on what you have said.
Legal disclaimer: The statement above provided by Sandra Worthington, Esq. is general information and not intended to be a legal opinion because not all the facts are provided. The person requesting information and all others reading the answer should retain an attorney who is permitted by the state bar within the jurisdiction who can examine the complete facts and provide a legal opinion on your case. All information provided in the above answer and other information provided by Sandra Worthington, Esq. and Worthington Law Group does not create an attorney/client relationship within any state or under Federal law.
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