I sell insurance but work in a company that also does financial services. I refer potential clients who want to buy securities to other employees or managers. I don't give financial advice or sell financial services personally. I am opening a ROTH IRA with Zecco. I don't know how to answer the questions about being a non-professional subscriber and a non-professional trader. For example, the language of the contract/agreement that I am supposed to agree to says this:
"You are not employed by a bank or an insurance company or an affiliate of either to perform functions related to securities or commodity futures investment or trading activity."
I am employed by an insurance company but I don't perform functions directly related to trading activity. I would think that insurance brokers could open an IRA without a problem as a non-professional trader/subscriber. Assumnig that Zecco can clarify the situation for me, am I a non-professional trader and a non-professional subscriber?