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A friend of a friend is facing bank levys form unpaid credit card debt, and would like to open a sole proprietorship business account with my friend, where this individual facing the levy would deposit their paychecks, and use a business atm card to conduct their daily business like a personal account. The catch is that my friend will be the business owner, and this individual just an authorized employee user of the account, so the account will be in my friends SSN, thus avoiding this individual having their money levied. This sounds terribly sketchy to me...is this legal or illegal? Thanks!