I attended the Nevada mediation 7/23/10. The bank came unprepared and asked for an extension of 3 weeks, during that mediation the bank said that I qualify for the HAMP program. 3 weeks later at the extension, the bank refused to co-operate. I had all my paperwork in good order. The bank rep. was argumentative and quite rude. The mediator gave their decision and said the bank acted in "BAD FAITH". Now I just received another foreclosure notice on 10/1/10. They did not receive the certificate to proceed with the foreclosure proceedings and they did not go to judicial review to get it, what legal right do they have to illegally go forward with the proceedings? Also, the foreclosure company illegally signed someone's name on the assignment 3 years late. I have no extra money. Help?