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My husband recently died. We did not have a will, the house was in my name and the cars were paid for. His medical coverage was through my job and the majority of his debt are medical bills. I've received information from two friends who recently lost their husbands. One said to go through the Probate Court and apply for the year support. There is a fee of approx. $300. A notice is sent to your debtors and your bills are set aside for a year. There is no guarantee that the debt will be written off - you may have to deal with this debt after a year. Another friend told me to simply send a copy of my husband's death certificate with the latest medical bill. What is the difference between what the probate Court does and me sending a death cert to debtors myself? How should I handle?