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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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I wouldn't bet on it - but I guess it could be possible.
Joseph L. Ciaccio is a New York attorney with the Law Offices of Joseph M. Lichtenstein, P.C. (medicalattorneyny.com). The answers posted herein are not legal advice and do not create an attorney-client relationship.
Certainly there is expense to the insurance company in defending a $900 claim. The expense may be greater than the value of your claim. This will not necessarily mean they will settle with you.
Either way, you are doing the right thing. The damage they are claiming decreases the amount of their offer is on a different part of the bumper. Bring your proof, bring your pictures, bring your estimates and you should be fine.
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Maybe, maybe not. Insurance companies will often spend more to defend claims than they would spend by settling a claim. You can't count on a settlement just by filing a lawsuit
This answer is for general education purposes only. It does not create an attorney-client relationship nor is it intended to provide legal advice. The answer is based on the limited information provided and the answer might be different had additional information been provided. You should consult an attorney.
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