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I am trying to sponsor my stepson who is applying for an immigrant visa. My latest federal tax return shows that I am several hundred dollars below the 2013 poverty guideline. I have more than $10,000.00 savings in the bank but the account is under a joint checking with my wife. Can I use that account as an asset or will NVC reject it since it's not solely in my name? My wife was approved as a LPR in October of 2012 and we file our federal income tax return this year together. If she combines her income with mine and also file a I-864A together with my I-864, it will be more than sufficient, but the problem is, she doesn't have 3 years tax return which the NVC requested. Please advise. Thank you.