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Trying to settle without attorney for bodily injury car accident because currently unemployed (some Part-time/freelance) and the damage was soft tissue (not $10K+ settlement). I thought my demand reasonable and they’d try to low ball me but NOW even though I used health insurance (I pay cobra $300 per month) they apparently hadn’t paid the bills (or all) and the car insurance adjuster called the PT billing office and told them he was paying me direct (without my knowledge or consent), the PT office then credited my health insurance and sent me a full bill. I realize health insurance could come back to me and ask for payment after settlement but what is this trick? I could have avoided plenty of stress not using them. FYI- the other driver accepted fault for running a red light.Thanks. Sorry, limited words allowed here. Here is the real question/issue: I still have the right to tell the PT office that they have to bill my health insurance since that’s what was agreed upon in the first place right? Do they have the right to tell me now that they’re sending me the bill and not my health insurance? I just don't think I'm going to settle anytime soon, so why not use my health insurance now. If the car insurance co. continues to give me trouble I will consult an attorney however it would help to know the above first. FYI- the other driver was at fault – they’ve admitted fault, they’ve already paid for my totaled car. The other driver was old and ran a red light and kept on driving. There were plenty of witnesses. Am I missing something? Thanks.
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